| Features |
Description |
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Decision Engine |
| Process loans faster and improve
services with our robust decision engine |
- Deliver instant answers to
applicants and enjoy convenient access to
information.
- Increase the number of loans
decisioned automatically, based on your
institution's lending policies and tolerances
through business rules.
- Multiple decision models offer
flexibility in automated underwriting for each loan
product.
- Automatically retrieve credit
reports in an easy to read format from Equifax,
Experian, and TransUnion.
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Customize Pricing |
- Risk based and relationship pricing integrated according
to your financial institution's parameters
- Total Debt and Revolving Debt Ratio's automatically
calculated.
- Ratio Analysis Worksheet allows these ratios to be
adjusted by underwriters.
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Delivery Channels |
| Enhance consistency through all
delivery channels. Applications submitted from each
channel use the same decision criteria |
- Internet loan applications (no
per application fees)
- Branches
- Call Center
- Indirect lending
- Phone applications
(loan-by-phone)
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Workflow |
With streamline workflows, customizable
queuing and routing system allows more flexibility. Automate
loan decisions by organizing and automating workflow tailored to
your business rules.
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Cross Selling |
| Increase cross-selling and cultivate
sales culture |
- Integrate the cross-selling
platform to deliver specific offers to qualified
members in order to avoid impersonal blanket offers
and recommendations.
- Perform "what-if" calculations to
facilitate selling.
- Provide staff with talking points
and support tools.
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Generate Income |
Increase credit insurance penetration by
calculating per-day cost of insurance to increase sales. (SWBC, Allied
Solutions, CUNA Mutual, Creditor Resources Inc.)
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Reports |
Access Reports quickly with built-in
reporting features that all you to review real-time information
segmented in a way that is most meaningful to your team. An
add-on module allows data from SOLUTION.LENDING to tie into
Excel Pivot tables for even more flexibility.
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Integrated Forms |
| Improve Efficiency with Integrated
Forms |
- All forms are mapped to pre-fill
with data from the application.
- New Fields can be mapped with
ease if form fields change.
- Batch Printing options to
eliminate manually processing letters.
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Eliminate Budget Uncertainty |
No per application fees for any
loan type, allowing partners to budget more effectively and
avoid penalties for loan growth.
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Connector Integration |
| SOLUTION.LENDING has Connector
Integration with the following |
- DealerTrack®
- CUDL®
- RouteOne®
- Certegy extract for credit card
processing
- First Data Resources (FDR)
extract for credit card processing
- Vysym
- Lending Solutions, Inc. (LSI)
- N.A.D.A. e-Valuator
- Kelley Blue Book
- Experian ScoreX
- Allied Solutions' Internet Quick
Quote (i.Q.Q.)
- eFunds ChexSystems
- HMDA extract can be imported into
software provided by FFIEC
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